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Houston, Texas 77067Al McZeal1This form is mandatory by Order of the United States Bankruptcy Court for the Central District of C13,200.001002009, USBC, Central District Of California2009, USBC, Central District Of California2009, USBC, Central District Of California2009, USBC, Central District Of California2009, USBC, Central District Of CaliforniaThis form is mandatory by Order of the United States Bankruptcy Court for the Central District of CAl McZealAl McZealAl McZealAl McZeal01-28282-1293Al McZeal2009, USBC, Central District Of CaliforniaThis form is mandatory by Order of the United States Bankruptcy Court for the Central District of CCENTRAL DISTRICT OF CALIFORNIA515 RUSK ST. HOUSTON, TX. 770679;30AM10/25/2011515 RUSK ST. HOUSTON, TX. 77-0678:30 AM10/10/201124alcompac@aol.comALFRED MCZEAL, JR.
WORL( . D WIDE WALKIET ALKIE.AMENDEDAl McZeal13,200.00Chapter 13 Plan101-28282-1293This form is mandatory by Order of the United States Bankruptcy Court for the Central District of CThis form is mandatory by Order of the United States Bankruptcy Court for the Central District of CThis form is mandatory by Order of the United States Bankruptcy Court for the Central District of Cc c c
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t BushnellJanuary 13, 2012000001Amended Chapter 13 PlanKathleen A Laughlin Chapter 13 Trustee Po Box 3287 Omaha, NE 68103-0287Bank of America, NA c/o Joel Carney PO Box 540125 Omaha, NE 68154-0125Cach, LLC 4340 S Monaco Denver, CO 80237Pay Pal Extras PO Box 965005 Orlando, FL 32896 Wells Fargo Bank, NA Recovery Dept Po Box 9210 Des Moines, IA 50306Cach, LLC 4340 S Monaco Denver, CO 80237Capital One Bank (USA), NA by American InfoSource Po Box 71083 Charlotte, NC 28272-1083 Back Bowl I LLC, Ser( L ies B C/O Weinstein and Riley, PS 2001 Western Ave Ste 400 Seattle, WA 98121FIA Card Services Po Box 15102 Wilmington, DE 19886-5102eCAST Settlement Corporation PoBox 29262 New York, NY 10087-9282 INTERNAL REVENUE SERVICE Cinncinnati, OH 45999-0149Discover Bank DB Servicing Corp PoBox 3025 New Albany, OH 43054-3025D 3 A 8 ` Y ( C / ( G G
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q G. The Chapter 13 Trustee is authorized to disburse funds after the date confirmation is announced in open court. J
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t ~ OTHER SECURED CLAIMS ON WHICH THE LAST PAYMENT IS DUE AFTER THE DATE ON WHICH THE FINALPAYMENT UNDER THE PLAN IS DUE B v U
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m w Class 5 claims (including allowed unsecured amounts from Class 3) are of one class and will be paid pro rata. G Q
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2. If there are no Domestic Support Obligations, the order of priority shall be the Chapter 13 Trustee's fee not exceeding the amount c AO {]
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HOLDERS OF SECURED CLAIMS AND CLASS 1 CLAIMANTS WILL BE PAID ACCORDING TO THIS PLAN AFTERCONFIRMATION UNLESS THE SECURED CREDITOR OR CLASS I CLAIMANT FILES A PROOF OF CLAIM IN ADIFFERENT AMOUNT THAN THAT PROVIDED IN THE PLAN. If a secured creditoror a class 1 creditorfiles a proof of claim,that creditor will be paid according to that creditor's proof of claim, unless the court orders otherwise. 2 Q _
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HOLDERS OF ALL OTHER CLAIMS MUST TIMELY FILE PROOFS OF CLAIMS, IF THE CODE SO REQUIRES, OR THEYWILL NOT BE PAID ANY AMOUNT. A Debtor who confirms a Plan may be eligible thereafter to receive a discharge of debtsto the extent specified in 1 1 U.S.C. 1328.
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L V The Debtor proposes the following Plan and makes the following declarations: 1 g
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Y c The Debtor submits the following to the supervision and control of the Chapter 13 Trustee jJ @ 6 O
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creditors. If that percentage is less than 100%, the Debtor will pay the Plan Payment stated in this Plan for the full term of the Planor until the base plan amount is paid in full, and the Chapter 13 Trustee may increase the percentage to be paid to creditorsaccordingly./ 1 c Ԥ
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\ x C. Amounts necessary for the payment of post petition claims allowed under 1 1 U.S.C. 1305.3 J LU
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such security interest is attributable to the purchase of such property and preconfirmation payments on leases of personal propertywhose allowed claim is impaired by the terms proposed in the plan. Preconfirmation adequate protection payments and7 9 c Q
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Each adequate protection payment or preconfirmation lease payment will commence on or before the 30' day from the date of filing{ Q # A ]
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<^ of the case. The Chapter 13 Trustee shall deduct the foregoing adequate protection payment(s) and/or preconfirmation lease paymentfrom the Debtor's Plan Payment and disburse the adequate protection payment or preconfirmation lease payment to the secured(s)creditor(s) at the next available disbursement or as soon as practicable after the payment is received and posted to the Chapter 13Trustee's account. The Chapter 13 Trustee will take his or her statutory fee on all disbursements made for preconfirmation adequateprotection payments or preconfirmation lease payments.} J C
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? K III. ORDER OF PAYMENTS; CLASSIFICATION AND TREATMENT OF CLAIMS: 2 f !+ +
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Except as otherwise provided in the Plan or by court order, the Chapter 13 Trustee shall disburse all available funds for the payment R 0 ?
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This Chapter 13 Plan is proposed by the above Debtor. The Debtor attests that the information stated in this Plan is accurate.Creditors cannot vote on this Plan. However, creditors may object to this Plan being confirmed pursuant to 1 1 U.S.C. 1 324.Any objection must be in writing and must be filed with the court and served upon the Debtor, Debtor's attorney (if any), andthe Chapter 13 Trustee not less than 7 days before the date set for the meeting of creditors. Unless an objection is filed andserved, the court may confirm this Plan. The Plan, if confirmed, modifies the rights and duties of the Debtor and creditors tothe treatment provided in the Plan as confirmed, with the following IMPORTANT EXCEPTIONS< > 1 r
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| Property of the estate shall not revest in the Debtor until such time as a discharge is granted or the case is dismissed or closed withoutdischarge. Revestment shall be subject to all liens and encumbrances in existence when the case was filed, except those liens avoidedby court order or extinguished by operation of law. In the event the case is converted to a case under chapter 7, 1 1, or 12 of theBankruptcy Code, the property of the estate shall vest in accordance with applicable law. After confirmation of the Plan, the Chapter 13Trustee shall have no further authority or fiduciary duty regarding use, sale, or refinance of property of the estate except to respond to any motion for proposed use, sale, or refinance as required by the Local Bankruptcy Rules. Prior to any discharge or dismissal, the Debtormust seek approval of the court to purchase, sell, or refinance real property. hK J '&
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M [ A. The Debtor rejects the following executory contracts and unexpired leases.g jJ &
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defaults therein and Debtor's proposal for cure of said default(s) is described in Class 4 of this Plan. The Debtor has a leaselholdinterest in personal property and will make all post-petition payments directly to the lessor(s):n p c ` )% >n
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G c of business pursuant to 1 1 U.S.C. 1304(b) or for medical emergencies. c 6
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q G. The Chapter 13 Trustee is authorized to disburse funds after the date confirmation is announced in open court. J
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m w Class 5 claims (including allowed unsecured amounts from Class 3) are of one class and will be paid pro rata. G Q
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Class 5 claims will be divided into subclasses as shown on the attached exhibit (which also shows the justification for the differentiation lI 9
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2. If there are no Domestic Support Obligations, the order of priority shall be the Chapter 13 Trustee's fee not exceeding the amount c AO {]
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HOLDERS OF SECURED CLAIMS AND CLASS 1 CLAIMANTS WILL BE PAID ACCORDING TO THIS PLAN AFTERCONFIRMATION UNLESS THE SECURED CREDITOR OR CLASS I CLAIMANT FILES A PROOF OF CLAIillText31V
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HOLDERS OF ALL OTHER CLAIMS MUST TIMELY FILE PROOFS OF CLAIMS, IF THE CODE SO REQUIRES, OR THEYWILL NOT BE PAID ANY AMOUNT. A Debtor who confirms a Plan may be eligible thereafter to receive a discharge of debtsto the extent specified in 1 1 U.S.C. 1328.
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f p PROPERTY AND FUTURE EARNINGS OR INCOME SUBJECT TO THE SUPERVISION AND CONTROL OF THECHAPTER 13 TRUSTEE hK + A e
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Y c The Debtor submits the following to the supervision and control of the Chapter 13 Trustee jJ @ 6 O
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creditors. If that percentage is less than 100%, the Debtor will pay the Plan Payment stated in this Plan for the full term of the Planor until the base plan amount is paid in full, and the Chapter 13 Trustee may increase the percentage to be paid to creditorsaccordingly./ 1 c Ԥ
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\ x C. Amounts necessary for the payment of post petition claims allowed under 1 1 U.S.C. 1305.3 J LU
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~ D. Preconfirmation adequate protection payments for any creditor who holds an allowed claim secured by personal property where5 hK m A
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such security interest is attributable to the purchase of such property and preconfirmation payments on leases of personal propertywhose allowed claim is impaired by the terms proposed in the plan. Preconfirmation adequate protection payments and7 9 c Q
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Each adequate protection payment or preconfirmation lease payment will commence on or before the 30' day from the date of filing{ Q # A ]
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<^ of the case. The Chapter 13 Trustee shall deduct the foregoing adequate protection payment(s) and/or preconfirmation lease paymentfrom the Debtor's Plan Payment and disburse the adequate protection payment or preconfirmation lease payment to the secured(s)creditor(s) at the next available disbursement or as soon as practicable after the payment is received and posted to the Chapter 13Trustee's account. The Chapter 13 Trustee will take his or her statutory fee on all disbursements made for preconfirmation adequateprotection payments or preconfirmation lease payments.} J C
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? K III. ORDER OF PAYMENTS; CLASSIFICATION AND TREATMENT OF CLAIMS: 2 f !+ +
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Except as otherwise provided in the Plan or by court order, the Chapter 13 Trustee shall disburse all available funds for the payment R 0 ?
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Mb 0 ` ` ` ` | preconfirmation lease payments will be paid to the Chapter13 Trustee for the following creditor(s) in the following amounts: c q u '
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g q Debtor in Pro Se (Any reference to the singular shall include the plural in the case of joint debtors.)" E \ H
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List all names (including trade names) used by the debtor within thelast 8 years:* - < V P f
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This Chapter 13 Plan is proposed by the above Debtor. The Debtor attests that the information stated in this Plan is accurate.Creditors cannot vote on this Plan. However, creditors may object to this Plan being confirmed pursuant to 1 1 U.S.C. 1 324.Any objection must be in writing and must be filed with the court and served upon the Debtor, Debtor's attorney (if any), andthe Chapter 13 Trustee not less than 7 days before the date set for the meeting of creditors. Unless an objection is filed andserved, the court may confirm this Plan. The Plan, if confirmed, modifies the rights and duties of the Debtor and creditors tothe treatment provided in the Plan as confirmed, with the following IMPORTANT EXCEPTIONS< > 1 r
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Unless otherwise provided by law, each creditor will retain its lien until the earlier of payment of the underlying debt determinedunder non-bankruptcy law or discharge under 1 1 U.S.C.1328. If the case under this chapter is dismissed or converted withoutcompletion of the Plan, such lien shall also be retained by such holder to the extent recognized by applicable non-bankruptcylaw.C E 2 5
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Defaults will be cured using the interest rate set forth below in the Plan. Any ongoing obligation will be paid according to theterms of the Plan.H J 2 / A c?
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